\u00d6zel sekt\u00f6re verilen krediler, 2026\u2019n\u0131n ilk alt\u0131 ay\u0131nda y\u0131ll\u0131k bazda y\u00fczde 14,3 artt\u0131. Kredilerin GSYH\u2019ye oran\u0131 ise yakla\u015f\u0131k y\u00fczde 35\u2019e y\u00fckselerek son on y\u0131lda kaydedilen en y\u00fcksek seviyeye ula\u015ft\u0131.<\/p>\n
Veriler, Arnavutluk Merkez Bankas\u0131 Ba\u015fkan\u0131 Gent Sejko\u2019nun ba\u015fkanl\u0131\u011f\u0131nda ticari bankalar\u0131n genel m\u00fcd\u00fcrleriyle ger\u00e7ekle\u015ftirilen \u00e7al\u0131\u015fma toplant\u0131s\u0131nda a\u00e7\u0131kland\u0131. Toplant\u0131ya Ekonomi ve \u0130novasyon Bakan\u0131 Delina Ibrahimaj da kat\u0131ld\u0131.<\/p>\n
G\u00f6r\u00fc\u015fmelerde bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki geli\u015fmeler, kredi hacminin seyri, gayrimenkul piyasas\u0131 ile finansal sistemin istikrar\u0131 ve geli\u015fimine ili\u015fkin konular ele al\u0131nd\u0131.<\/p>\n
Merkez Bankas\u0131 Ba\u015fkan\u0131 Sejko, kredi b\u00fcy\u00fcme h\u0131zlar\u0131n\u0131n t\u00fcketim ve yat\u0131r\u0131mlar\u0131n desteklenmesi a\u00e7\u0131s\u0131ndan olumlu ko\u015fullar olu\u015fturdu\u011funu belirterek, kredi b\u00fcy\u00fcmesinin uygun kredi verme ve risk y\u00f6netimi standartlar\u0131yla, dikkatli ve sa\u011fl\u0131kl\u0131 bir \u015fekilde s\u00fcrd\u00fcr\u00fclmesinin \u00f6nemine dikkat \u00e7ekti.<\/p>\n
Toplant\u0131n\u0131n g\u00fcndeminde konut kredileri de yer ald\u0131. Konut kredileri y\u0131l\u0131n ilk alt\u0131 ay\u0131nda y\u0131ll\u0131k bazda y\u00fczde 16,1 artt\u0131. Arnavutluk lekisi cinsinden konut kredilerinde ortalama faiz oran\u0131 ise y\u00fczde 3,9 seviyesinde kald\u0131.<\/p>\n
Toplant\u0131da ayr\u0131ca Arnavutluk Merkez Bankas\u0131\u2019n\u0131n konut al\u0131mlar\u0131n\u0131n finansman\u0131na y\u00f6nelik makro ihtiyati tedbirleri g\u00f6r\u00fc\u015f\u00fcld\u00fc. Bu kapsamda kredi-de\u011fer ve bor\u00e7 servisi-gelir oranlar\u0131na ili\u015fkin s\u0131n\u0131rlamalar ele al\u0131nd\u0131. Sejko\u2019ya g\u00f6re bu tedbirler, konut piyasas\u0131nda daha ihtiyatl\u0131 ve dengeli bir kredi b\u00fcy\u00fcmesine katk\u0131 sa\u011flad\u0131.<\/p>\n
Bir di\u011fer g\u00fcndem maddesi ise Mikro, K\u00fc\u00e7\u00fck ve Orta \u00d6l\u00e7ekli \u0130\u015fletmelerin Finansman Program\u0131 oldu. Arnavutluk Merkez Bankas\u0131 bu program kapsam\u0131nda 25 milyar lek tutar\u0131nda bir fon tahsis etti. 2027 y\u0131l\u0131n\u0131n sonuna kadar uzat\u0131lan program, i\u015fletmelerin ve \u00e7ift\u00e7ilerin finansmana eri\u015fimini kolayla\u015ft\u0131rmay\u0131 ve kredi maliyetlerini d\u00fc\u015f\u00fcrmeyi ama\u00e7l\u0131yor.<\/p>\n
Program kapsam\u0131nda bug\u00fcne kadar Arnavutluk Merkez Bankas\u0131 taraf\u0131ndan bankac\u0131l\u0131k sistemine yakla\u015f\u0131k 2,2 milyar lek likidite enjekte edildi. Sejko, ticari bankalara program\u0131n uygulanmas\u0131na daha aktif \u015fekilde kat\u0131lmalar\u0131 ve programdan yararlanan i\u015fletmelere y\u00f6nelik kredi hacmini art\u0131rmalar\u0131 \u00e7a\u011fr\u0131s\u0131nda bulundu.<\/p>\n
Toplant\u0131da ayr\u0131ca Finansal Sekt\u00f6r De\u011ferlendirme Program\u0131 (FSAP) Misyonu\u2019nun Arnavutluk\u2019taki son temaslar\u0131 hakk\u0131nda de\u011ferlendirmelerde bulunuldu.<\/p>\n
Toplant\u0131n\u0131n sonunda Ba\u015fkan Sejko, finansal sistemin kar\u015f\u0131 kar\u015f\u0131ya oldu\u011fu zorluklar\u0131n ele al\u0131nmas\u0131 ve sistemin istikrar\u0131n\u0131n korunmas\u0131 a\u00e7\u0131s\u0131ndan Arnavutluk Merkez Bankas\u0131 ile bankac\u0131l\u0131k sekt\u00f6r\u00fc aras\u0131ndaki s\u00fcrekli diyalo\u011fun ve koordinasyonun \u00f6nemini vurgulad\u0131.<\/p>\n
\/ Aida Vishko \/\u00a0<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" \u00d6zel sekt\u00f6re verilen krediler, 2026\u2019n\u0131n ilk alt\u0131 ay\u0131nda y\u0131ll\u0131k bazda y\u00fczde 14,3 artt\u0131. Kredilerin GSYH\u2019ye oran\u0131 ise yakla\u015f\u0131k y\u00fczde 35\u2019e y\u00fckselerek son on y\u0131lda kaydedilen en y\u00fcksek seviyeye ula\u015ft\u0131. Veriler, Arnavutluk Merkez Bankas\u0131 Ba\u015fkan\u0131 Gent Sejko\u2019nun ba\u015fkanl\u0131\u011f\u0131nda ticari bankalar\u0131n genel m\u00fcd\u00fcrleriyle ger\u00e7ekle\u015ftirilen \u00e7al\u0131\u015fma toplant\u0131s\u0131nda a\u00e7\u0131kland\u0131. Toplant\u0131ya Ekonomi ve \u0130novasyon Bakan\u0131 Delina Ibrahimaj da kat\u0131ld\u0131. G\u00f6r\u00fc\u015fmelerde […]<\/p>\n","protected":false},"author":4,"featured_media":63091,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-63090","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts\/63090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/comments?post=63090"}],"version-history":[{"count":1,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts\/63090\/revisions"}],"predecessor-version":[{"id":63092,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts\/63090\/revisions\/63092"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/media\/63091"}],"wp:attachment":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/media?parent=63090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/categories?post=63090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/tags?post=63090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}