![\"\"](\"https:\/\/rtsh.al\/rti\/tr\/wp-content\/uploads\/2026\/10\/IMG_6484.jpeg\")
<\/p>\nHavale ve d\u00f6viz transferi maliyetlerinin d\u00fc\u015f\u00fcr\u00fclmesi, resmi transfer kanallar\u0131n\u0131n kullan\u0131m\u0131n\u0131n art\u0131r\u0131lmas\u0131 ve \u00f6deme sistemlerinin modernle\u015ftirilmesi, 10. Akdeniz Merkez Bankalar\u0131 Konferans\u0131\u2019n\u0131n g\u00fcndeminde yer ald\u0131. \u0130spanya\u2019n\u0131n Tarragona kentinde d\u00fczenlenen konferansta Arnavutluk\u2019u, Arnavutluk Merkez Bankas\u0131 Birinci Ba\u015fkan Yard\u0131mc\u0131s\u0131 Holta Za\u00e7aj temsil etti. \u201cDijital para birimleri, \u00f6demeler ve rezerv y\u00f6netimi: Akdeniz merkez bankalar\u0131 i\u00e7in etkileri\u201d ba\u015fl\u0131kl\u0131 konferans, \u0130spanya Merkez Bankas\u0131 taraf\u0131ndan OECD, Avrupa-Akdeniz Enstit\u00fcs\u00fc ve Akdeniz Birli\u011fi i\u015f birli\u011fiyle d\u00fczenlendi.<\/p>\n
Za\u00e7aj, konferans\u0131n \u201c\u00d6demeler ve d\u00f6viz transferleri: mevcut sistemler ve gelece\u011fin perspektifleri\u201d ba\u015fl\u0131kl\u0131 ikinci oturumuna ba\u015fkanl\u0131k etti. Oturumda, d\u00f6viz transferlerinin Akdeniz ekonomileri a\u00e7\u0131s\u0131ndan \u00f6nemi, finans ve bankac\u0131l\u0131k sistemi \u00fczerindeki etkileri, transfer maliyetlerinin azalt\u0131lmas\u0131 ve resmi kanallar\u0131n kullan\u0131m\u0131n\u0131n art\u0131r\u0131lmas\u0131 ele al\u0131nd\u0131. Za\u00e7aj, Arnavutluk Merkez Bankas\u0131\u2019n\u0131n \u00f6deme sistemlerinin modernle\u015ftirilmesi ve d\u00fczenleyici \u00e7er\u00e7evenin Avrupa Birli\u011fi standartlar\u0131yla uyumlu hale getirilmesi konusunda kaydetti\u011fi ilerlemeye dikkat \u00e7ekti. Arnavutluk\u2019un SEPA\u2019ya kat\u0131l\u0131m\u0131n\u0131n finansal entegrasyon a\u00e7\u0131s\u0131ndan \u00f6nemli bir ad\u0131m oldu\u011funu belirten Za\u00e7aj, bunun transferlerin maliyetini ve s\u00fcresini azaltmas\u0131n\u0131n yan\u0131 s\u0131ra dijital ve resmi \u00f6deme kanallar\u0131n\u0131n kullan\u0131m\u0131n\u0131 art\u0131raca\u011f\u0131n\u0131 ifade etti.<\/p>\n
Za\u00e7aj ayr\u0131ca, Avrupa standartlar\u0131yla uyumlu, 7 g\u00fcn 24 saat ger\u00e7ek zamanl\u0131 h\u0131zl\u0131 \u00f6demelere olanak sa\u011flayacak ulusal bir platform olu\u015fturmay\u0131 ama\u00e7layan TIPS Clone projesine dikkat \u00e7ekti. Konferansta aktar\u0131lan D\u00fcnya Bankas\u0131 ve Arnavutluk Merkez Bankas\u0131 ortak \u00e7al\u0131\u015fmas\u0131na g\u00f6re, anl\u0131k \u00f6deme altyap\u0131s\u0131yla desteklenen elektronik \u00f6demelerin kullan\u0131m\u0131, y\u0131lda 38,7 milyar lek\u2019e kadar tasarruf sa\u011flayabilir. Bu rakam, gayrisafi yurt i\u00e7i has\u0131lan\u0131n yakla\u015f\u0131k y\u00fczde 1,5\u2019ine kar\u015f\u0131l\u0131k geliyor. Fatura \u00f6demelerinin yar\u0131s\u0131n\u0131n nakit yerine elektronik y\u00f6ntemlerle yap\u0131lmas\u0131 halinde ise t\u00fcketicilerin y\u0131lda 500 milyon lek\u2019ten, i\u015fletmelerin ise yakla\u015f\u0131k 1 milyar lek\u2019ten fazla tasarruf edebilece\u011fi belirtildi. Konferans, Akdeniz \u00fclkelerinin merkez bankas\u0131 y\u00f6neticilerinin yan\u0131 s\u0131ra ara\u015ft\u0131rmac\u0131lar\u0131, uzmanlar\u0131 ve uluslararas\u0131 finans kurulu\u015flar\u0131n\u0131n temsilcilerini bir araya getirdi.<\/p>\n
<\/p>\n
\/Bora Meco \/<\/p>\n","protected":false},"excerpt":{"rendered":"
Havale ve d\u00f6viz transferi maliyetlerinin d\u00fc\u015f\u00fcr\u00fclmesi, resmi transfer kanallar\u0131n\u0131n kullan\u0131m\u0131n\u0131n art\u0131r\u0131lmas\u0131 ve \u00f6deme sistemlerinin modernle\u015ftirilmesi, 10. Akdeniz Merkez Bankalar\u0131 Konferans\u0131\u2019n\u0131n g\u00fcndeminde yer ald\u0131. \u0130spanya\u2019n\u0131n Tarragona kentinde d\u00fczenlenen konferansta Arnavutluk\u2019u, Arnavutluk Merkez Bankas\u0131 Birinci Ba\u015fkan Yard\u0131mc\u0131s\u0131 Holta Za\u00e7aj temsil etti. \u201cDijital para birimleri, \u00f6demeler ve rezerv y\u00f6netimi: Akdeniz merkez bankalar\u0131 i\u00e7in etkileri\u201d ba\u015fl\u0131kl\u0131 konferans, \u0130spanya Merkez […]<\/p>\n","protected":false},"author":3,"featured_media":64617,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,5],"tags":[729,730,727,728,21],"class_list":["post-64616","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-haberler","tag-doviztransferleri","tag-merkezbankalari","tag-odemesistemleri","tag-sepa","tag-arnavutluk"],"_links":{"self":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts\/64616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/comments?post=64616"}],"version-history":[{"count":1,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts\/64616\/revisions"}],"predecessor-version":[{"id":64619,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/posts\/64616\/revisions\/64619"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/media\/64617"}],"wp:attachment":[{"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/media?parent=64616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/categories?post=64616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rtsh.al\/rti\/tr\/wp-json\/wp\/v2\/tags?post=64616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}