The number of home banking transactions reached 9.4 million between January and October 2025, the Bank of Albania reported. This marks an increase compared to the same period in 2024.

At the same time, the total value of transactions also rose, hitting a record 2.3 billion lek.

According to the bank’s data, most transactions—over 1 billion lek—took place during the summer season. This coincided with the peak arrival of tourists and foreign visitors to Albania.

Home banking, also known as online banking, allows users to transfer money, pay taxes, utility bills, phone bills, fines, and credit card payments without visiting a physical bank branch.

Customers can access these services anywhere, as long as they have an internet connection.

The growth of online transactions reflects the ongoing digitalization of banking services. Moreover, it expands financial inclusion and strengthens transparency in banking operations.